Representative APR Example
£450 borrowed for 30 days. Total amount payable by one repayment: £558.
Total interest payable by one repayment: £108. Representative APR 1223.6% (Variable)
0 Day(s)
Interest : £0
Repayment : £0

Terms and Conditions

A very warm welcome to Payday City! We are a highly dedicated online loan matching service provider, based in UK. Ahead of browsing and using our services, you need to abide by the terms and conditions set by us. You must go through them at the earliest as continue use of the website will be considered as your agreement to our terms. If you don't agree, you must stop using this site immediately.

At this website we offer easy loan comparison facility. We are connected with wide network of reputed lenders who offer varied loans options at different rates and terms. We will put our best efforts to help you find the most appropriate loan deal that matches your requirement and budget efficiently. We are not involved in direct lending process. We provide you necessary information on loans and about various risks and benefits involved. This will help you make a right decision.

We are not a direct lender or loan provider. We just work as a mediator that helps in bridging gap between you and the lender. Therefore, we will not be responsible for any actions and inactions of the lenders on its network. Right form loan amount, repayment term, rates and fees and other terms of the loans will be decided by lenders only. For any issues related to rates and fees and terms of the loan, you must contact your lender directly.

On this platform you may find links to various third party websites. The reason behind posting those links is just for your added information. You can access them freely, but at your own risk. We are not responsible for any damage caused while browsing them as they uses different set of terms and conditions and we have no control on them.

At Payday City we hold all the rights to make changes and modifications to the terms and conditions at any point of time, without former notice. Therefore, you are requested to visit this page periodically to stay updated with the changes.

We Are A Broker, Not A Lender

The operator of this website is not a lender and does not make credit decisions. The information you provide will be used in securing you a payday loan through our UK network of leading Payday Loan Lenders and Brokers. The personal, financial and employment information that we collect is stored electronically for the duration of your application and is removed from our system upon acceptance from a lender.

We expect you to repay your loan on the date agreed, so if you do not think you are in a position to make your repayments please do not apply with us in the first place. It is not worth risking your credit rating nor any financial consequences which might result.

Payday Loans are classified by the Financial Conduct Authority as High Risk Financial Instruments and are typically subject to higher rates of interest than those charged by 'high-street commercial lenders'.

Please note that payday loans are meant to be used for short term financial emergencies and are not designed to provide long term solutions.

Any queries or complaints regarding our service should be addressed in writing to this address.

Pervasive Web Solutions is authorised and regulated by the Financial Conduct Authority to carry out Credit Broking: Authorisation Number FRN740122
Authorisation can be checked on the Financial Service Register at


Site owned & operated by
Pervasive Web Solutions
Room G49, Lakeside House, 1 Furzeground Way,
Stockley Park, Uxbridge, Middlesex, UB11 1BD

Authorised and regulated by the Financial Conduct Authority.
Authorisation can be checked on the Financial Service Register at
Credit Broking: Authorisation Number FRN740122
Data Protection Reg No: ZA123718

Warning: Late repayment can cause you serious money problems. For help, go to