Representative APR Example
£450 borrowed for 30 days. Total amount payable by one repayment: £558.
Total interest payable by one repayment: £108. Representative APR 1223.6% (Variable)
0 Day(s)
Interest : £0
Repayment : £0

How It Works

Payday City is a destination where anyone who is trapped with unforeseen fiscal urgencies can look for loans in a completely hassle free way. This website does not charge any fees for its online loan matching services. We are neither a lender nor a loan provider. We work only as an intermediary that helps in filling gap between you and the lender.

Ahead of accessing this website it is mandatory to meet few preconditions, including-

  • You must hold a valid checking account that accepts direct deposit
  • You must have regular employment proof with fixed monthly income
  • You must have citizenship of UK
  • You must have legal age of eighteen years or more

It is not necessary that anyone who applies for the loan gets approved for it. There may be a situation when your selected loan does not match your particular needs, which leads to non-approval of loan. Also, in case of providing wrong or incorrect information it may result in rejection of your loan request.

All trusted lenders in our panel will conduct credit checking on you to know about your current financial status and your ability to repay funds. Afterwards they will decision on your loan approval. Once approved, the money will be directly wired into your bank account.

Still looking or more answers? If yes, please visit our "FAQ" page now!

We Are A Broker, Not A Lender

The operator of this website is not a lender and does not make credit decisions. The information you provide will be used in securing you a payday loan through our UK network of leading Payday Loan Lenders and Brokers. The personal, financial and employment information that we collect is stored electronically for the duration of your application and is removed from our system upon acceptance from a lender.

We expect you to repay your loan on the date agreed, so if you do not think you are in a position to make your repayments please do not apply with us in the first place. It is not worth risking your credit rating nor any financial consequences which might result.

Payday Loans are classified by the Financial Conduct Authority as High Risk Financial Instruments and are typically subject to higher rates of interest than those charged by 'high-street commercial lenders'.

Please note that payday loans are meant to be used for short term financial emergencies and are not designed to provide long term solutions.

Any queries or complaints regarding our service should be addressed in writing to this address.

Pervasive Web Solutions is authorised and regulated by the Financial Conduct Authority to carry out Credit Broking: Authorisation Number FRN740122
Authorisation can be checked on the Financial Service Register at


Site owned & operated by
Pervasive Web Solutions
Room G49, Lakeside House, 1 Furzeground Way,
Stockley Park, Uxbridge, Middlesex, UB11 1BD

Authorised and regulated by the Financial Conduct Authority.
Authorisation can be checked on the Financial Service Register at
Credit Broking: Authorisation Number FRN740122
Data Protection Reg No: ZA123718

Warning: Late repayment can cause you serious money problems. For help, go to