Representative APR Example
£450 borrowed for 30 days. Total amount payable by one repayment: £558.
Total interest payable by one repayment: £108. Representative APR 1223.6% (Variable)
0 Day(s)
Interest : £0
Repayment : £0


What is Payday City? Does this website lend money directly?
We are a mediator that helps in filling gap between you and the lender. We are a reliable platform where you can search, compare and find loans in a hassle free manner. Since we are not a direct lender or loan provider, we cannot make any credit decisions. We will put our best efforts to help you find the most appropriate loan deal that best suit your requirement.

I need further details about loans. What should I do?
For further assistance, queries, suggestions or feedback, please feel free to reach us at any time without any hesitation. We offer 24 hour online service. We will respond back quickly with satisfied answers and improved services.

I want to know about rates and fees and other terms of the loan. Whom should I talk to?
Anything related to loan amount, repayment term, interest rate, APR and rates and fees of the loan, you must contact your lender directly. All terms and conditions for loans will be set by the lender.

How much I can get with payday loans?
Right upon approval of these short term loans, you can fetch easy cash advance that ranges from $100 to $1,000. The loaned money is needed to pay off within short time period of 15 to 30 days.

Why payday loans are expensive?
Due to being offered for such short time only, lenders will compensate the risk by charging them with higher interest rate. If you really want to avoid getting into any serious financial issues, just make sure to make repayment on the agreed time as they are expensive.

Can I apply with poor credit score?
Yes, of course! At Payday City, we do not perform any credit checking and allow everyone from UK to register with us without any obligation. But lenders who will process your loan application will determine your credit worthiness before approving your loan.

We Are A Broker, Not A Lender

The operator of this website is not a lender and does not make credit decisions. The information you provide will be used in securing you a payday loan through our UK network of leading Payday Loan Lenders and Brokers. The personal, financial and employment information that we collect is stored electronically for the duration of your application and is removed from our system upon acceptance from a lender.

We expect you to repay your loan on the date agreed, so if you do not think you are in a position to make your repayments please do not apply with us in the first place. It is not worth risking your credit rating nor any financial consequences which might result.

Payday Loans are classified by the Financial Conduct Authority as High Risk Financial Instruments and are typically subject to higher rates of interest than those charged by 'high-street commercial lenders'.

Please note that payday loans are meant to be used for short term financial emergencies and are not designed to provide long term solutions.

Any queries or complaints regarding our service should be addressed in writing to this address.

Pervasive Web Solutions is authorised and regulated by the Financial Conduct Authority to carry out Credit Broking: Authorisation Number FRN740122
Authorisation can be checked on the Financial Service Register at


Site owned & operated by
Pervasive Web Solutions
Room G49, Lakeside House, 1 Furzeground Way,
Stockley Park, Uxbridge, Middlesex, UB11 1BD

Authorised and regulated by the Financial Conduct Authority.
Authorisation can be checked on the Financial Service Register at
Credit Broking: Authorisation Number FRN740122
Data Protection Reg No: ZA123718

Warning: Late repayment can cause you serious money problems. For help, go to