Representative APR Example
£450 borrowed for 30 days. Total amount payable by one repayment: £558.
Total interest payable by one repayment: £108. Representative APR 1223.6% (Variable)
0 Day(s)
Interest : £0
Repayment : £0

Cookie Policy

Welcome to Payday City! This website is committed to help you find the most appropriate loan deal from the best lender that fit your requirements perfectly. Please read our cookie policy carefully to understand what cookies are and how we use or control them. Cookies are small pieces of text files that transfer to your computer's hard drive when you browse this website. Cookies enable users to navigate around the websites and locate things of their interest and also enable us to tailor the content to fit the needs of the users. We always try our best to improve the website and make your user experience batter and more personalized by using cookies.

At this website we use number of cookies and none of the cookies can harm your computer and can identify any individual personally. Cookies are just used to store your preferences that enable us to recognize you when you visit us again. Cookies are also been used by us to monitor and manage our website traffic.

By using this website you consent to the use of cookie policy. However, if you want to restrict or block cookies which are set by us, you can do this anytime through your browser settings. The 'Help' function in your browser setting will tell you how to do it. But, by deleting or blocking cookies you may not be able to fully use our site and make best experience from it.

At Payday City, we use cookies in following ways-

  • To track your IP address
  • To track your browser type and language
  • To track your first and last page visit
  • To track your keyword searches
  • To track areas you visited on the website
  • To track your access time

The above collected tracking details have been used by us to understand our user's behavior and how they interact with the website. This may help us to make your browsing experience faster and easier with us.

We Are A Broker, Not A Lender

The operator of this website is not a lender and does not make credit decisions. The information you provide will be used in securing you a payday loan through our UK network of leading Payday Loan Lenders and Brokers. The personal, financial and employment information that we collect is stored electronically for the duration of your application and is removed from our system upon acceptance from a lender.

We expect you to repay your loan on the date agreed, so if you do not think you are in a position to make your repayments please do not apply with us in the first place. It is not worth risking your credit rating nor any financial consequences which might result.

Payday Loans are classified by the Financial Conduct Authority as High Risk Financial Instruments and are typically subject to higher rates of interest than those charged by 'high-street commercial lenders'.

Please note that payday loans are meant to be used for short term financial emergencies and are not designed to provide long term solutions.

Any queries or complaints regarding our service should be addressed in writing to this address.

Pervasive Web Solutions is authorised and regulated by the Financial Conduct Authority to carry out Credit Broking: Authorisation Number FRN740122
Authorisation can be checked on the Financial Service Register at


Site owned & operated by
Pervasive Web Solutions
Room G49, Lakeside House, 1 Furzeground Way,
Stockley Park, Uxbridge, Middlesex, UB11 1BD

Authorised and regulated by the Financial Conduct Authority.
Authorisation can be checked on the Financial Service Register at
Credit Broking: Authorisation Number FRN740122
Data Protection Reg No: ZA123718

Warning: Late repayment can cause you serious money problems. For help, go to